Mail : info@icdlloans.com

If you are looking for huge sum for business development, children marriage, children education etc., ICDL will be the ideal choice.

We provide loan based on your residential /commercial property for the maximum sum possible. You can also contact us to take over your existing loan with refinancing is also possible with loan against property.
WE HELP YOU FOCUS
The mortgage loan process doesn’t have to be difficult. Once you have made the decision to pursue applying for a mortgage loan with Regions, your Mortgage Loan Originator will work with you to obtain the necessary documentation required for a loan decision
Since different loan programs can cause different valuations a borrower should get pre-qualified for each loan type the borrower may qualify for
MORTGAGE LOAN (PROPERTY) PROCESS
Loan aganist residential,commercial,industrial, land patta Take over balance transfer,OD C.C-take over

1. Borrower

  • Contacts Mortgage Loan Originator for financing information
  • Provides initial documentation (tax returns, pay stubs, bank statements, etc.) necessary for underwriting
  • Provides homeowner’s insurance
  • Signs final loan documents presented by Closing Agent
  • Provides funds needed to close

2. Mortgage Loan Originator

  • Discusses Borrower’s financial situation to identify needs
  • Makes product recommendations to meet Borrower’s needs
  • Assists in completing the loan application
  • Requests documents needed from Borrowers for underwriting the loan file
  • Provides Loan Estimate and other disclosures to Borrower
  • Orders Appraisal
  • Submits loan package to Operations Center for decision
  • Locks in interest rate

3. Underwriter

  • Reviews initial documentation for credit qualification and ensures all conditions are met
  • Submits file to Processor to collect additional documentation
  • Issues final loan decision

4. Processor

  • Confirms terms and conditions with borrower
  • Collects all additional documentation
  • Re-submits file for final underwriting once all documentation is collected

5. Appraisal Reviewer

  • Reviews Appraisal for value and condition of property
  • Works with appraiser to resolve any issues with appraisal
  • Issues approved appraisal to Borrower

6. Closer

  • Prepares and sends loan closing document package to Closing Agent
  • Wires loan funds to the Closing Agent

7. Closing Agent / Attorney

  • Schedules the loan closing
  • Informs Borrower of funds needed to close
  • Explains to Borrower final documents to be signed
  • Witnesses Borrower signature on all required documents
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